One of the greatest challenges for any business is to attract new customers ... but not just any customers, you want to meet the right customers ... customers who know they need your products and services and who are ready to to buy.
At Financial Services Online, we find these customers for you ... customers who are ready to buy the products and services you sell.
Finding new customers can be time consuming, but it is a critical part of building value into your business.
We invest heavily in marketing to consumers who are looking for people like you.
We qualify them for you and we send you their details - and you increase your sales, your customer base ... and the value of your business.
We currently generate new business enquiries for Insurance and Finance Advisers Australia-wide covering home loans, wealth creation / mortgage reduction strategies, car loans, business and commercial loans, personal loans, life, trauma and income protection insurance, business and commercial insurance, home and contents insurance, professional indemnity insurance, public liability insurance and more.
Our powerful lead generation system provides brokers and planners with many thousands of leads each month.
In a landmark move, the Australian Parliament has passed the Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2025, effectively banning life insurers from using individuals' genetic test results in underwriting decisions. This legislation, which comes into effect on 8 October 2026, aims to eliminate potential discrimination based on genetic information and encourage Australians to undergo genetic testing without fear of insurance repercussions. - read more
The Life Insurance Code Compliance Committee (Life CCC) has released a report urging Australian life insurers to adopt fairer and more individualised approaches when assessing applications involving mental health disclosures. The report identifies a concerning trend where some insurers apply broad exclusions or outright denials based on mental health histories, rather than evaluating each applicant's unique circumstances. - read more
Recent data from the Australian Prudential Regulation Authority (APRA) indicates a concerning 16% decline in the number of Australians holding trauma insurance policies over the past five years. This decrease, from 1.08 million policyholders in June 2020 to 912,000 in June 2025, suggests that fewer individuals are protected against the financial impact of serious illnesses such as cancer, heart attacks, and strokes. - read more
In a strategic move to ensure the sustainability of its home and landlord insurance portfolios, Allianz has announced a reduction in broker commissions. Effective from July 1, 2026, the maximum commission rate payable to brokers will decrease from 17.5% to 15%, with a further reduction to 12.5% slated for July 1, 2027. This decision reflects Allianz's response to ongoing challenges such as increased natural catastrophe activity, rising claims costs, and prolonged high inflation. - read more
Australian landlords are encountering substantial increases in insurance premiums, driven by a combination of heightened claims resulting from natural disasters and the pervasive effects of inflation. Data indicates that home insurance premiums have escalated by over 50% in the past five years, placing additional financial strain on property investors. - read more
Income protection insurance is a safeguard that provides individuals with financial stability in the event they are unable to work due to illness or injury. This type of insurance typically replaces a significant percentage of the insured's income, ensuring that their financial commitments can still be met during periods when they cannot earn an income through employment. - read more
Filing an insurance claim in Australia can be a daunting process, especially if you are not familiar with the necessary steps and requirements. Claiming insurance is crucial when you need financial support, whether due to a natural disaster, accident, or another unexpected event. - read more
For self-employed Australians, the financial stability provided by consistent income is the backbone of both personal and business success. Unlike traditional employees, who might have access to sick leave or employer-sponsored disability benefits, self-employed individuals are solely responsible for their financial security in the event of illness or injury. This is where income protection insurance steps in as a crucial safeguard. - read more
Accidental income protection insurance is a type of policy that provides financial support if you are unable to work due to an accident. Unlike regular income protection insurance, which can cover illnesses and injuries, this specific insurance focuses solely on accidents. - read more
Welcome to our comprehensive guide on securing your financial future in Australia. In a world of uncertainties, income protection insurance plays a critical role in maintaining your financial security and peace of mind. - read more
Knowledgebase
Surrender Value: The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.
