Income Insurance Online :: Home

Protect Your Earnings With Income Insurance

Looking to compare income protection insurance options? Save yourself hours of research with Income Insurance Online. Our no-cost broker-matching service connects you with a specialist broker from our national referral panel who can compare policies from a range of insurers they work with on your behalf. One form, and your enquiry is referred to one broker who can outline options tailored to your income, occupation and needs.

Find the right income cover at competitive rates.

  • Competitive Rates
  • Family Protection
  • Professional Service
  • Compare Options
  • Personal Advice
  • Financial Security

Start Here

Monthly Income Benefit:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Why Income Protection?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income insurance (also known in as income protection or disability insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications resulting from an illness or injury of an insured individual or individuals. Income insurance comes in a range of forms and may include death cover, total & permanent disability, major medical crisis cover, monthly income protection benefits, etc.

>> Start here >>

Competitive Rates

Income Protection Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. Specialist brokers from our national referral panel can compare a range of Income Protection Insurance policies from the insurers they work with and help you find a competitive, good-value option for your needs.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance >> Start here >>

Comparing Options

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Income insurance in Australia cannot be compared on price alone as there may be significant disadvantages from one income insurance policy to the next that need to be taken into consideration depending on the size of your age, occupation, health and other considerations. When you request an income insurance quote using this website, your quote request will be instantly transmitted to a licensed Australian income insurance specialist in your area of need.

>> Start here >>

Multiple Insurers

To access competitive Income Protection Insurance options and speak with a specialist broker from our national referral panel, simply complete our simple Income Protection Insurance quote request form. Your enquiry will be matched to one broker, who can provide quotes and advice on products from the insurers they work with.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

>> Start here >>

Insurance Calculators

Need some help calculating your income insurance sum insured and deferment period? Try our Income Insurance Calculator to make the job quick and easy!

Income Insurance Calculator >>

Make Informed Decisions

Visit our extensive library of informative Income Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.

News Podcast >>

Personal Advice

Income Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any financial advice (general or personal), are handled by a licensed specialist broker selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request. Whether you receive general or personal advice will depend on the services offered by that broker and their assessment of your circumstances.

>> Free Quote >>

Broker Matching

A specialist life insurance broker will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your income insurance quote request. This matching is to one broker from our referral panel and does not compare every broker or insurer in the market. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

>> Find a Broker >>

Insurance News

Australian Insurers Face Challenges in Risk Preparedness
Australian Insurers Face Challenges in Risk Preparedness
21 Apr 2026: Paige Estritori
Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are trailing their global counterparts in risk preparedness, scoring 6.6% lower on the Preparedness Index. This gap highlights the pressing need for the Australian insurance industry to bolster its strategies against emerging threats. - read more
Market Concentration in Australian Insurance Industry Under Scrutiny
Market Concentration in Australian Insurance Industry Under Scrutiny
21 Apr 2026: Paige Estritori
Australia's general insurance market is currently dominated by four major companies—Insurance Australia Group (IAG), Suncorp, QBE, and Allianz—which collectively control nearly 75% of the market. This high level of concentration has sparked discussions about its implications for competition and consumer outcomes. - read more
Rising Insurance Premiums Challenge Australian Small Businesses
Rising Insurance Premiums Challenge Australian Small Businesses
21 Apr 2026: Paige Estritori
Australian small and medium-sized enterprises (SMEs) are grappling with escalating insurance premiums, a trend largely driven by the increasing frequency and severity of natural disasters. Data from insurance comparison site BizCover indicates that business claims for severe weather events have nearly doubled over the past three years, underscoring the growing impact of climate-related incidents on the business sector. - read more
Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
20 Apr 2026: Paige Estritori
In August 2025, Hutch Underwriting unveiled a pioneering landlord insurance product tailored for the Australian market. This policy stands out by integrating cyber protection, addressing the evolving digital risks that modern landlords face. - read more
Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
20 Apr 2026: Paige Estritori
In April 2025, Allianz Australia released a report highlighting Australian suburbs with the highest number of landlord insurance claims. The findings provide valuable insights for property investors, emphasizing the importance of understanding regional risks. - read more
Click for more Insurance News
Life Insurance Articles

Income Protection Insurance: A Lifeline for Freelancers and Contractors
Income Protection Insurance: A Lifeline for Freelancers and Contractors
In today's dynamic gig economy, freelancers and contractors are an essential part of Australia's workforce. Choosing flexibility and autonomy over traditional roles, these professionals enjoy the freedom to manage their schedules and select projects that align closely with their interests. However, this lifestyle brings unique challenges, especially regarding financial security. - read more
Why Income Protection Insurance Is Essential for Australians
Why Income Protection Insurance Is Essential for Australians
Income protection insurance is a type of personal insurance that provides financial support if you are unable to work due to illness or injury. It ensures that you continue to receive a portion of your income, helping you manage daily expenses and financial commitments during recovery. - read more
Income Protection vs. Life Insurance: What's Best for You?
Income Protection vs. Life Insurance: What's Best for You?
Financial protection is an essential aspect of sound financial planning. It ensures that you and your family are safeguarded against unexpected events that could lead to financial hardship. Two common types of financial protection are income protection insurance and life insurance. - read more
Income Protection Insurance Explained: Ensure Your Livelihood in Times of Uncertainty
Income Protection Insurance Explained: Ensure Your Livelihood in Times of Uncertainty
When life takes an unexpected turn, whether due to illness, injury, or other unforeseen events, the financial repercussions can be devastating. This is where income protection insurance becomes an essential component of maintaining financial stability. Income protection insurance acts as a safety net, ensuring that even in times of hardship, your financial obligations can be met, and your standard of living maintained. - read more
Income Protection vs. Total Permanent Disability: Which Is Right for You?
Income Protection vs. Total Permanent Disability: Which Is Right for You?
Financial security is crucial in today's unpredictable world, where unexpected events can disrupt the stability and comfort of our daily lives. For Australians, protecting one's income and lifestyle from unforeseen circumstances is a key component of personal finance. - read more

Knowledgebase
Policyholder:
The individual or entity who owns the insurance policy.

Quick Links: | Income Insurance | Income Protection Insurance | Income Insurance For Self-employed | Income Insurance Quotes | Best Income Insurance Australia | Income Insurance For Employees | Income Insurance Comparison | Income Protection For Contractors | Temporary Income Protection | Income Replacement Insurance | Income Protection Policy
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.